{"id":27872,"date":"2023-02-02T17:27:59","date_gmt":"2023-02-03T00:27:59","guid":{"rendered":"https:\/\/citycreekmortgage.com\/?p=27872"},"modified":"2025-11-21T11:30:55","modified_gmt":"2025-11-21T18:30:55","slug":"bi-weekly-payments","status":"publish","type":"post","link":"https:\/\/citycreekmortgage.com\/blog\/2023\/02\/02\/bi-weekly-payments\/","title":{"rendered":"Bi-Weekly Payments\u00a0"},"content":{"rendered":"<h4>The average home buyer today can save $80K and five years on their loan if they make bi-weekly payments.<\/h4>\n<p>Most people pay their mortgage once a month. But, if you want to save a ton of time and money, make half your mortgage payment every two weeks.<\/p>\n<p>Instead of making the normal 12 payments a year &#8211; you can instead make biweekly mortgage payments, which ends up being 26 half payments a year (13 full payments a year).<\/p>\n<p>It doesn&#8217;t seem like it would make a big difference, but consider this:<\/p>\n<p>Say you close on a loan for $388,000 and your interest rate is 5.5%. By making bi-weekly payments as opposed to the normal monthly payment, you will actually save $80,000 in interest, and you&#8217;re going to pay off your loan five years faster.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The average home buyer today can save $80K and five years on their loan if they make bi-weekly payments. Most people pay their mortgage once a month. But, if you want to save a ton of time and money, make&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"video","meta":{"_acf_changed":false,"footnotes":""},"categories":[344,345],"tags":[],"class_list":["post-27872","post","type-post","status-publish","format-video","hentry","category-mortgage","category-advice","post_format-post-format-video"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bi-Weekly Payments\u00a0 - City Creek Mortgage<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/citycreekmortgage.com\/blog\/2023\/02\/02\/bi-weekly-payments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bi-Weekly Payments\u00a0 - City Creek Mortgage\" \/>\n<meta property=\"og:description\" content=\"The average home buyer today can save $80K and five years on their loan if they make bi-weekly payments. 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