{"id":27229,"date":"2023-10-18T11:37:44","date_gmt":"2023-10-18T17:37:44","guid":{"rendered":"https:\/\/citycreekmortgage.com\/?page_id=27229"},"modified":"2024-01-02T11:24:16","modified_gmt":"2024-01-02T18:24:16","slug":"fha-purchase","status":"publish","type":"page","link":"https:\/\/citycreekmortgage.com\/purchase\/fha-purchase\/","title":{"rendered":"Utah FHA Mortgage Rates: Calculate and Apply for an FHA Loan"},"content":{"rendered":"

As of January 9, 2026, a<\/em>\u00a030-year fixed FHA loan rate in Utah is 5.125%(6.048%APR).<\/em><\/p>\n

Use the tool below to customize Utah FHA loan rates for 30-year, 20-year or 15-year terms. You’ll also find the maximum and minimum lending limits set by the Federal Housing Administration for every county in Utah.<\/p>\n

<\/div>\n
\n
\n\n
\n 30 Yr Fixed FHA <\/span>\n
Change program \"Change<\/div>\n <\/div>\n\n
\n \"Loading\n <\/div>\n
\n \n
\n 1.426 Pts\n <\/div>\n
\n 5.125%<\/sup><\/span>\n <\/div>\n
\n APR 6.048%\n <\/div>\n
\n Lowest rate, highest upfront cost\n <\/div>\n
\n Check Closing Costs \"See\n <\/div>\n <\/a>\n
\n 0.953 Pts\n <\/div>\n
\n 5.250%<\/sup><\/span>\n <\/div>\n
\n APR 6.129%\n <\/div>\n
\n Low rate with upfront cost\n <\/div>\n
\n Check Closing Costs \"See\n <\/div>\n <\/a>\n
\n -0.474 Pts\n <\/div>\n
\n 5.625%<\/sup><\/span>\n <\/div>\n
\n APR 6.39%\n <\/div>\n
\n Balanced rate and upfront costs\n <\/div>\n
\n Check Closing Costs \"See\n <\/div>\n <\/a>\n
\n -0.808 Pts\n <\/div>\n
\n 5.750%<\/sup><\/span>\n <\/div>\n
\n APR 6.487%\n <\/div>\n
\n Lowest upfront cost\n <\/div>\n
\n Check Closing Costs \"See\n <\/div>\n <\/a>\n\n <\/div>\n
\n Rates as of January 8, 2026 See Rate Assumptions<\/a>\n <\/div>\n\n <\/div>\n<\/div>\n\n
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\n Change program & term\n <\/div>\n\n \"Close\n\n\n <\/div>\n
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\n Loan Term\n <\/div>\n