{"id":26771,"date":"2022-10-18T11:21:02","date_gmt":"2022-10-18T17:21:02","guid":{"rendered":"https:\/\/citycreekmortgage.com\/?page_id=26771"},"modified":"2024-09-12T14:45:03","modified_gmt":"2024-09-12T20:45:03","slug":"va-purchase","status":"publish","type":"page","link":"https:\/\/citycreekmortgage.com\/purchase\/va-purchase\/","title":{"rendered":"Utah VA Loans Guide: Understand Your Options"},"content":{"rendered":"
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As of January 9, 2026, the rates in Utah are 5.375% (5.877% APR) for a 30-year VA mortgage and 5.125% (5% APR) for a 15-year VA loan.<\/p>\n

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\n 30 Yr Fixed VA <\/span>\n
Change program \"Change<\/div>\n <\/div>\n\n
\n \"Loading\n <\/div>\n
\n \n
\n 1.516 Pts\n <\/div>\n
\n 5.125%<\/sup><\/span>\n <\/div>\n
\n APR 5.635%\n <\/div>\n
\n Lowest rate, highest upfront cost\n <\/div>\n
\n Check Closing Costs \"See\n <\/div>\n <\/a>\n
\n 0.464 Pts\n <\/div>\n
\n 5.375%<\/sup><\/span>\n <\/div>\n
\n APR 5.79%\n <\/div>\n
\n Low rate with upfront cost\n <\/div>\n
\n Check Closing Costs \"See\n <\/div>\n <\/a>\n
\n -0.152 Pts\n <\/div>\n
\n 5.500%<\/sup><\/span>\n <\/div>\n
\n APR 5.873%\n <\/div>\n
\n Balanced rate and upfront costs\n <\/div>\n
\n Check Closing Costs \"See\n <\/div>\n <\/a>\n
\n -0.950 Pts\n <\/div>\n
\n 5.750%<\/sup><\/span>\n <\/div>\n
\n APR 6.061%\n <\/div>\n
\n Lowest upfront cost\n <\/div>\n
\n Check Closing Costs \"See\n <\/div>\n <\/a>\n\n <\/div>\n
\n Rates as of January 8, 2026 See Rate Assumptions<\/a>\n <\/div>\n\n <\/div>\n<\/div>\n\n
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\n Change program & term\n <\/div>\n\n \"Close\n\n\n <\/div>\n
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\n Loan Term\n <\/div>\n